:root{
  --ink:#0e2038; --ink-soft:#24303e; --muted:#5b6b7d; --line:#dfe5ee;
  --bg:#f6f8fb; --card:#ffffff; --accent:#c2700a; --accent-soft:#fdf3e2;
  --green:#166534; --green-soft:#e9f5ec; --red:#9f1239; --red-soft:#fbeef2;
  --navy-deep:#081426;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink-soft);background:var(--bg);line-height:1.65;font-size:17px}
a{color:#1d4ed8;text-decoration:none} a:hover{text-decoration:underline}
.wrap{max-width:860px;margin:0 auto;padding:0 24px}
.wrap-wide{max-width:1080px;margin:0 auto;padding:0 24px}
header.site{background:var(--ink);color:#fff;border-bottom:4px solid var(--accent)}
header.site .wrap-wide{display:flex;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:12px;color:#fff;font-weight:700;font-size:19px;letter-spacing:.04em}
.brand small{display:block;font-weight:400;font-size:12px;color:#b9c6d8;letter-spacing:.14em;text-transform:uppercase}
.brand svg{flex:none}
nav.main a{color:#dbe4f0;margin-left:22px;font-size:15px}
nav.main a:hover{color:#fff;text-decoration:none}
.breadcrumb{font-size:13.5px;color:var(--muted);margin:22px 0 6px}
.hero{background:linear-gradient(160deg,var(--ink) 0%,#13294b 70%,#1a3a66 100%);color:#fff;padding:56px 0 48px}
.hero h1{font-size:38px;line-height:1.2;margin:0 0 14px;color:#fff}
.hero p.lede{font-size:19px;color:#cdd8e6;max-width:720px;margin:0}
.hero .stats{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.stat{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:10px;padding:14px 18px;min-width:180px}
.stat b{display:block;font-size:26px;color:#fbbf24}
.stat span{font-size:13.5px;color:#c3cfdc}
h1.art{font-size:34px;line-height:1.25;color:var(--ink);margin:8px 0 10px}
.meta{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0 6px}
.badge{font-size:12.5px;font-weight:600;padding:4px 10px;border-radius:999px;background:#e8eef6;color:#31435c;border:1px solid var(--line)}
.badge.amb{background:var(--accent-soft);color:#8a4f06;border-color:#f0dcb8}
.badge.grn{background:var(--green-soft);color:var(--green);border-color:#c9e4d0}
.summary{background:var(--accent-soft);border:1px solid #f0dcb8;border-left:5px solid var(--accent);border-radius:10px;padding:20px 24px;margin:26px 0}
.summary h2{margin:0 0 10px;font-size:16px;text-transform:uppercase;letter-spacing:.08em;color:#8a4f06}
.summary ul{margin:0;padding-left:20px}
.summary li{margin:7px 0}
.callout{border-left:5px solid var(--ink);background:#eef2f8;border-radius:0 10px 10px 0;padding:16px 20px;margin:24px 0;font-size:16px}
.callout.quote{font-style:italic;color:var(--ink)}
.callout cite{display:block;font-style:normal;font-size:13.5px;color:var(--muted);margin-top:8px}
.callout.warn{background:var(--red-soft);border-color:var(--red)}
.callout.good{background:var(--green-soft);border-color:var(--green)}
section{margin:34px 0}
h2.sec{font-size:25px;color:var(--ink);border-bottom:2px solid var(--line);padding-bottom:8px;margin:0 0 14px;scroll-margin-top:20px}
h3{font-size:19px;color:var(--ink);margin:26px 0 8px}
table.tbl{width:100%;border-collapse:collapse;font-size:15px;margin:18px 0;background:#fff}
.tbl th{background:var(--ink);color:#fff;text-align:left;padding:10px 12px;font-size:13.5px;letter-spacing:.03em}
.tbl td{border:1px solid var(--line);padding:10px 12px;vertical-align:top}
.tbl tr:nth-child(even) td{background:#fafbfd}
.toc{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px 24px;margin:26px 0}
.toc h2{font-size:14px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:0 0 8px}
.toc ol{margin:0;padding-left:20px}.toc li{margin:5px 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin:10px 0;padding:14px 20px}
.faq summary{font-weight:600;color:var(--ink);cursor:pointer}
.faq details p{margin:10px 0 2px}
.cta{background:var(--ink);color:#fff;border-radius:12px;padding:28px 30px;margin:38px 0}
.cta h3{color:#fbbf24;margin:0 0 8px;font-size:19px}
.cta p{color:#d5dfea;margin:0 0 6px}
.cta a.btn{display:inline-block;margin-top:12px;background:var(--accent);color:#fff;font-weight:700;padding:11px 22px;border-radius:8px}
.sources{font-size:14px;color:var(--muted);border-top:1px solid var(--line);padding-top:16px;margin-top:36px}
.sources ol{padding-left:20px}.sources li{margin:6px 0}
.note{font-size:13.5px;color:var(--muted)}
footer.site{background:var(--navy-deep);color:#9fb0c6;margin-top:56px;padding:34px 0;font-size:14px}
footer.site a{color:#dbe4f0}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px;margin:28px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:24px;display:flex;flex-direction:column}
.card .tag{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--accent)}
.card h3{margin:8px 0 10px;font-size:19px}
.card h3 a{color:var(--ink)}
.card p{margin:0 0 14px;font-size:15px;color:var(--muted);flex:1}
.card .more{font-weight:600;font-size:14.5px}
.coming{background:#fff;border:1px dashed var(--line);border-radius:12px;padding:22px 26px;margin:10px 0}
.coming h3{margin:0 0 6px;font-size:16px}
.coming p{margin:0;font-size:14.5px;color:var(--muted)}
.gloss dt{font-weight:700;color:var(--ink);margin-top:22px;font-size:17px}
.gloss dd{margin:4px 0 0;font-size:15.5px}
ul.check{list-style:none;padding-left:0}
ul.check li{padding-left:28px;position:relative;margin:9px 0}
ul.check li::before{content:"✓";position:absolute;left:2px;color:var(--green);font-weight:800}
ul.x{list-style:none;padding-left:0}
ul.x li{padding-left:28px;position:relative;margin:9px 0}
ul.x li::before{content:"✕";position:absolute;left:4px;color:var(--red);font-weight:800}
@media(max-width:640px){.hero h1{font-size:30px}h1.art{font-size:28px}body{font-size:16px}nav.main a{margin-left:14px}}

.insight-style-0{text-decoration:none}
.insight-style-1{width:32%}
.insight-style-2{width:26%}
.insight-style-3{color:#dbe4f0}
.insight-style-4{width:30%}
.insight-style-5{width:38%}
.insight-style-6{width:18%}
.insight-style-7{width:22%}
.insight-style-8{width:34%}
.insight-style-9{width:24%}
.insight-style-10{margin-top:38px}
.insight-style-11{align-self:flex-start;margin-bottom:12px}
.insight-style-12{border-style:dashed}
header.site .wrap-wide{gap:16px;flex-wrap:wrap}nav.main{display:flex;flex-wrap:wrap;gap:12px}nav.main a{margin-left:0}.cards{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}.tbl{display:block;overflow-x:auto}.sources a, .gloss dd{overflow-wrap:anywhere}a:focus-visible,summary:focus-visible{outline:3px solid #c2700a;outline-offset:4px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.insight-style-13{width:40%}

.insight-style-14{width:44%}

.insight-style-15{width:20%}